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Testing LabsYour results carry real liability.

Cannabis testing laboratories occupy a unique position in the supply chain. You're trusted to certify the safety and potency of products that will be consumed by patients and customers. An error — whether in testing methodology, equipment calibration, or results reporting — carries professional liability that standard E&O policies almost never cover for cannabis-related work.

Verde Insurance has been exclusively cannabis since day one. Every carrier we work with is A-rated by AM Best. Every policy is reviewed exclusion by exclusion to ensure claims actually get paid.

E&O Included
Lab-specific policies
High-Value
Equipment coverage
A-Rated
All carrier placements

Coverage built for your operation.

Professional Liability / E&O

Claims arising from testing errors, incorrect results, or methodology failures. Written specifically to respond for cannabis testing lab professional liability claims.

Equipment Coverage

HPLC systems, GC-MS equipment, spectroscopy instruments, and other high-value analytical tools. Breakdown, theft, and accidental damage coverage available.

General Liability

Premises and operations coverage for your laboratory facility — bodily injury, property damage, and claims from clients visiting your lab.

License-Required Coverages

State-mandated minimums for lab licensure vary by jurisdiction. We know the requirements in every state and build your program around compliance.

Don't find out at claim time.

A single incorrect potency result can trigger a product recall, a regulatory investigation, and a liability claim — all at once. Most E&O policies are not written to respond for cannabis testing lab claims. We specifically place coverage with carriers who understand the lab liability environment.

// A-Rated Coverage
A+
Minimum Carrier Rating

Straight answers.

Does my standard E&O policy cover cannabis testing claims?

Almost certainly not. Standard professional liability policies exclude cannabis operations. You need a policy written specifically for cannabis testing labs.

What if a recall is triggered by our test results?

Professional liability responds to claims arising from your professional services — including claims tied to a product recall initiated by your results. We ensure your policy language actually covers these scenarios.

How do I insure my analytical equipment?

We write equipment coverage for high-value lab instruments including HPLC systems, GC-MS equipment, and other analytical tools. Breakdown, theft, and accidental damage can all be covered.

Ready to protect
your operation?

Cannabis insurance is complex. We make it simple. One call with a Verde specialist and you'll know exactly what you need — and why.

A+ Rated Carriers
Cannabis Exclusive
All 50 States
Claims Reviewed