Dispensary & RetailWhere cannabis meets the consumer.
Dispensaries are one of the most exposed cannabis operations. High inventory value, public foot traffic, cash on hand, and the unique risks of selling a federally unscheduled substance all combine to create a complex risk profile. We've built coverage programs specifically for retail cannabis operations.
Verde Insurance has been exclusively cannabis since day one. Every carrier we work with is A-rated by AM Best. Every policy is reviewed exclusion by exclusion to ensure claims actually get paid.
Coverage built for your operation.
General Liability
Slip-and-falls, customer injuries, and property damage. Every dispensary has public foot traffic — GL is the foundation of your protection.
Product Liability
Contaminated or mislabeled products causing harm to customers. Product liability responds to claims arising from the cannabis products you sell.
Business Property & Crime
Inventory, equipment, leasehold improvements, cash, burglary, and employee dishonesty. Your physical assets and cash require specific crime coverage.
Workers' Compensation
Employee injuries on the job — from budtender cuts to back injuries from stocking. Workers' comp is required in most states and protects both your team and your business.
Don't find out at claim time.
Dispensaries are the most visible face of the cannabis industry. Every customer interaction is a potential liability exposure. Standard commercial insurance won't touch cannabis retail — you need a policy written for this specific operation, with exclusions reviewed to ensure claims actually get paid.
Straight answers.
Does my current commercial policy cover my dispensary?
What if a customer claims our product made them sick?
Can I get coverage if I'm a new dispensary?
Ready to protect
your operation?
Cannabis insurance is complex. We make it simple. One call with a Verde specialist and you'll know exactly what you need — and why.