Cultivators & NurseriesThe beginning dictates the future.
The cultivation operation is the foundation of the entire cannabis supply chain. Whether you're growing indoors under controlled conditions, outdoors across acres, or in a greenhouse — your crops, equipment, and infrastructure represent enormous capital investment. We cover cultivators of every size and method.
Verde Insurance has been exclusively cannabis since day one. Every carrier we work with is A-rated by AM Best. Every policy is reviewed exclusion by exclusion to ensure claims actually get paid.
Coverage built for your operation.
Crop & Plant Coverage
Loss of crops due to fire, theft, equipment failure, and named perils. Coverage can be structured for plants at every stage from clone through harvest.
Equipment Breakdown
HVAC systems, lighting, irrigation, dehumidifiers — the mechanical systems your entire grow depends on. A single equipment failure can wipe out a cycle.
Property & Buildings
Structures, grow room buildouts, leasehold improvements, and other physical infrastructure. Protect what you've invested in building.
General & Product Liability
Liability coverage for your premises and operations, plus downstream product liability for claims arising from cannabis you've grown.
Don't find out at claim time.
A single equipment failure — a chiller going down, an irrigation malfunction, a power surge — can wipe out an entire grow cycle. Crop insurance for cannabis is specialized and not widely available. Verde works with the carriers who've built programs specifically for cultivation operations.
Straight answers.
Is outdoor cannabis different to insure than indoor?
Does crop coverage include plants at all stages?
What if my product causes a downstream issue after it leaves my facility?
Ready to protect
your operation?
Cannabis insurance is complex. We make it simple. One call with a Verde specialist and you'll know exactly what you need — and why.